Steering and Suspension Repair and Replacement near Aloha, OR

MYTH #1: MY CAR HAS TO BE SMASHED TO SHREDS TO BE CONSIDERED A TOTAL LOSS. A common misconception is that a car has to be completely undrivable to be considered "totaled.” What a total loss actually means is that the cost to repair a vehicle exceeds the car’s Actual Cash Value (ACV). Because of this definition, it will take less damage to total an older, more used car than it would to total a brand new car. A car’s ACV is calculated using a variety of factors, including but not limited to your car’s year, make, model, mileage, condition, and the prices of similar cars in your area. MYTH #2: I HAVE TO GO TO A BODY SHOP THAT MY INSURANCE PROVIDES. Not true! In many states, including Oregon, you have the right to choose where you get your vehicle repaired. Insurance companies may recommend that you go to their preferred or contracted body shops, but they cannot force you. Oregon law prohibits an insurer from requiring you to use a certain repair shop. Know your rights, and choose a shop that is reputable and will advocate for your claim. Remember, the choice of repair facilities is yours.